Credit Card Generator

Generate valid credit card numbers for testing

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Important Note

These generators create realistic but fake identifiers for testing purposes only. Never use for actual identity documents or fraudulent activities.

About Credit Card Generator

Credit Card generator creates valid credit card numbers with accurate Luhn checksums for all major payment networks including Visa, Mastercard, American Express, Discover, and more. Generated cards follow official formatting rules and pass validation algorithms but are completely fictional and safe for testing.

Generate credit card numbers for 8 major networks with proper formatting, valid expiry dates, CVV codes, and cardholder names. The tool uses the Luhn algorithm to ensure all generated numbers pass standard validation checks. Supports both formatted and unformatted output with customizable network selection.

Essential for testing payment gateways, e-commerce checkout flows, subscription services, payment form validation, and development environments requiring realistic credit card data. Perfect for fintech applications, online stores, billing systems, and any application handling card payments.

All generated credit card numbers follow official network formatting rules and include valid Luhn checksums, ensuring your payment processing systems validate data correctly during development. The tool generates complete card details including realistic expiry dates and CVV codes for comprehensive testing scenarios.

Key Features

  • 8 major card networks supported
  • Valid Luhn checksum verification
  • Complete card details (number, expiry, CVV, name)
  • Network-specific formatting
  • Bulk generation support
  • Safe for testing - entirely fictional

Credit Card Generator Frequently Asked Questions

Are these real credit card numbers?

No, these are completely fictional test credit card numbers generated for development and testing only. They pass Luhn checksum validation but are not associated with real bank accounts or financial institutions.

Can I use these credit cards to make purchases?

Absolutely not. Using fake credit card numbers for real purchases, transactions, or fraud is illegal and will result in serious legal consequences including criminal charges. These are for testing and development purposes only.

What is the Luhn algorithm?

The Luhn algorithm (also called mod-10) is a checksum formula used to validate credit card numbers. It ensures the card number is mathematically valid by checking that the digits follow a specific pattern, helping detect typos and invalid numbers.

Which credit card networks are supported?

Our generator supports 8 major networks: Visa, Mastercard, American Express, Discover, Diners Club, JCB, UnionPay, and Maestro. Each follows the network's official IIN (Issuer Identification Number) prefixes and formatting rules.

Do these cards work with payment gateways in test mode?

While these numbers pass basic validation, most payment gateways provide specific test card numbers for their sandbox environments. Always use your payment processor's official test cards for gateway testing to ensure accurate results.

Credit Card Testing Best Practices

  • Never use real credit cards in test environments
  • Use payment gateway test cards for actual transaction testing
  • Validate both format and Luhn checksum in your applications
  • Implement proper PCI DSS compliance in production
  • Use these numbers only for UI/UX and validation testing
  • Follow security guidelines for handling card data

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