Compound Interest Calculator
Calculate compound interest and see how your investments grow over time with detailed analysis and breakdowns.
Compound Interest Calculator
Inputs
Monthly (12x/year)
Results
Enter values to see calculations
How Compound Interest Works
Compound interest is the interest calculated on the initial principal and also on the accumulated interest from previous periods.
1
Initial Investment
Start with your principal amount - the initial money you invest.
2
Interest Compounds
Interest is earned not just on your principal, but also on previously earned interest.
3
Growth Accelerates
Over time, the compounding effect accelerates your wealth growth exponentially.
Tips & Best Practices
Quick Tip
The more frequently interest compounds, the more you earn. Daily compounding typically yields the highest returns.
Best Practices
- Start investing early to maximize the power of compounding
- Make regular contributions to accelerate growth
- Choose investments with higher compounding frequencies when possible
- Be patient - compound interest works best over long time periods