Retirement Calculator

Plan your retirement by calculating how much money you need based on your current income, savings rate, and retirement goals. Includes inheritance planning options.

Retirement Calculator

Inputs

Personal Information

Current Age

Desired Retirement Age

Life Expectancy

Financial Information

Current Monthly Salary

Monthly Investment/Savings

Current Savings/Investments

Expected Annual Return (%)

Expected Inflation Rate (%)

Income Replacement Ratio (%)

Inheritance Options

Leave inheritance for heirs

Results

Fill in the inputs to see your retirement projections

How It Works

Calculation Method

This calculator uses compound interest formulas to project your savings growth and calculates the amount needed to sustain your desired lifestyle in retirement, accounting for inflation and inheritance goals.

Key Assumptions

Inflation affects both income needs and investment returns over time
Investment returns are consistent with the rate you specify
Your savings rate and income remain relatively stable
Healthcare and other costs follow general inflation trends